Comprehensive Charges Overview
Our Schedule of Charges ensures complete transparency by providing a detailed breakdown of all fees and charges associated with our loan products. Whether it's processing fees, prepayment charges, or late payment penalties, we keep you fully informed about the costs upfront, so there are no surprises.
This commitment to clarity helps you make confident financial decisions while managing your loans efficiently.
Schedule Of Charges
Our Schedule of Charges on Loans provides a clear and transparent breakdown of all applicable fees, ensuring that our clients
are fully informed about the costs associated with their loan products.
| S.No. | SCHEDULE OF CHARGES | |
|---|---|---|
| PARTICULARS | AMOUNT | |
|
1 |
Login Fees (Non Refundable) |
Rs. 4500/- (Including GST) as per distance |
|
2 |
Processing Fees |
upto 3 % + GST |
|
3 |
Stamp Duty |
As per applicable Law |
|
4 |
CERSAI Charge Creation Charges |
Rs.500/-Per Registration + GST |
|
5 |
Legal Charges (Including Tital Investigation Report) |
Rs.3000/-Per Report |
|
6 |
Valuation Charges |
Rs. 700/- per Report (In Vehicle Loans) and up to Rs.5000/-Per Report subject to distance(In Loan against property and MSME Loans) |
|
7 |
RCU Charges |
Rs.1000/- |
|
8 |
Document Charges |
Rs. 1500/- |
|
9 |
Additional Collateral Charges |
Rs.3500/-for each additional Asset |
|
10 |
Insurance Charges (CLI, Property Insurance, etc.) |
Actual Premium of Insurance |
|
11 |
Cheque/ACH/ECH Collection Charges |
Rs.500/- + GST Per Instance |
|
12 |
Cheque Swap/ Replacement Charges |
Rs.1000/- + GST Per Instance |
|
13 |
Collection Follow Up Telecalling Fees |
Rs.100/- + GST Per Instance |
|
14 |
Field Visit Fees for Collection Follow Up |
Rs.500/- + GST Per Instance |
|
15 |
Collection Communication Letter Fees |
Rs.500/- + GST Per Instance |
|
16 |
Cash Collection Charge |
Rs.500/- Per Instance |
|
17 |
Collection/Travelling/Legal/Recovery/Parking/Re possession/Other Charge |
As Per Actual Expenditure |
|
18 |
Foreclosure Pre-Termination Charges |
8% of Principal Outstanding |
|
19 |
Statement Charges |
Rs.500 + GST Per Instance |
|
20 |
Foreclosure Value Statement Charges |
Rs.500 + GST Per Instance |
|
21 |
Repayment Schedule Charge |
First Instance - Nil |
|
Rs.500/- + GST Per Instance thereafter |
||
|
22 |
LOD Charges |
First Instance - Nil |
|
Rs.500/- + GST Per Instance thereafter |
||
|
23 |
Duplicate/ Additional NOC |
Rs.5000/- GST Per Instance |
|
24 |
Loan Cancellation/Rebooking Charges |
Loan Amount @ 6.50% |
|
25 |
Photocopy of Property Papers |
Rs.500/- Per Instance |
|
26 |
Overdue Charges |
36% Per Annum |
|
27 |
Cheque Bounce / ECH or ACH Dishonoured Charges |
Rs.750/- + GST Per Instance |
|
28 |
Delay in Hypothecation Charges |
Rs. 2000/- Per Instance |
|
29 |
RTO Charges |
As Applicable |